CHEAP CAR INSURANCE UK

Cheap Car Insurance UK offers information and details for all kinds of UK Car Insurance deals .  Please see our selections for cheap car insurance in the uk. Please browse below for cheap motor car insurance uk deals if your UK car insurance is up for renewal and looking for a cheap car insurance quote UK then we hope you will find the cheapest car insurance UK based deals here. From Cheap UK monthly car insurance to annual UK Car insurance deals. Please browse below to find the cheapest car insurance UK wide with a short amount of time spent looking to compare uk car insurance deals.

 

 

 

 

 

 

 

 

 

Barclays UK Car Insurance

Barclays UK Car Insurance offers up to 70% discount if you have 5 years no claims. and 10% online discount..for insuring your car online

 

Gocompare UK Car Insurance

Gocompare is the new UK insurance search engine which will get you loads of quotes for your car insurance without you having to do all the hard work. All you need to do is enter your information once and we’ll do the rest. Independent choice, no messing about.

 

Liverpool Victoria UK Car Insurance

LV= Motor Insurance - Offer Up to 75% No Claim Discount when you buy a new UK Car INsurance policy. Get a quote now and see if they can help you save money

 

Kwik-Fit UK Car Insurance

KwikFit UK Car Insurance are now offering all customers who purchase KwikFit Car Insurance a free MOT!* Simply go to the UK KwikFit Insurance site from a link on this page, apply for a deal.

 

Its4Me UK Car Insurance

Offers car insurance at competitive rates from a panel of leading insurers, 24 hours a day. Pay by debit card, credit card or monthly and then print your own insurance certificate for immediate UK Car Insurance cover in most cases.

 

UK Senior Car Insurance

Offering excellent rates for the more mature experienced driver. Arrange for a Mature UK Car insurance policy online by simply filling out the quote form.

 

Diva Female Car Insurance UK

Diva knows that statistically women are better drivers than men. Get online quotes for premiums that reflect the lower risk from a panel of leading UK Lady car insurers.

 

Rate Beater UK Car Insurance

RateBeater isa premier UK online INsurance resource for cheap car insurance - delivering the most competitive online quotes to you in just a few minutes

 

Young Driver UK Car Insurance

Young in years? Young at heart ?Recently passed your driving test ? Then the UK young driver car insurance could well be for you. Information and quotations available 24 hours a day online.

 

ecar insurance UK

ecar insurance offer great rates for all kinds of UK drivers, click below to vist the site today

 

Associated Articles

 

Finding Cheap Car Insurance Deals

If your Car Insurance policy is soon up for renewal or you is possibly thinking you could get a cheaper car insurance deal elsewhere then you're probably already aware of the amount of UK insurance deals out there and the sheer amount of information you will need to trawl through in the hope of finding a better car insurance deal. Life in recent years has been made a little easier with the advances made in online car insurance companies but it still leaves the unpleasant task of finding those top deals. We are all required by UK law to have a car insurance policy if we wish to drive our car on the UK roads. UK car insurance became a statutory requirement from as far back as the early 1930s when the UK government enshrined it in law. This left everyone wishing to drive a car on in the UK also needing to insure their vehicle UK car insurance is split into banded groups ranging from the cheapest Group 1 up to Group 14. With Associated cost of insurance premium depending on which Insurance Group your vehicle falls into.

Traditionally an insurance broker undertook the tedious task of tracking down the best UK car insurance deals.

But modern technology is now putting the task in the individual's hands with the advent of so many UK online insurance recourses. For most of us the task of finding a car insurer is not a pleasant one and many of us will just continue with the same car insurer for many years.

Insurance company's are more than aware of this human trait and are always on the look out for new custom in a bid to increase their lucrative markets share the theory being and quite rightly that most of their new customers will repeat. For this reason UK car insurers are inclined to offer very good deals for new customers making the task of finding a better car insurance deal all the more worthwhile, add to this the fact that many insurers will offer further discounts for car insurance deals bought directly online with extras savings of as much as 10% to 15% and the savings can be considerable. You will of course want to know that your new insurer has a reputation for prompt payment and decent cover policy's.

A number of sights can now be found on the web where comparing UK car insurance has been made easier and a number of comparative offers can be viewed in one place if you are currently thinking of switching to a new insurer and your looking for Cheap Car Insurance UK Information. For a number of UK based car insurers and online insurance deals a table of current Insurance Groups can be also be found here to further help you track down the best deals. To find other related articles on insurance online UK see Young Driver Insurance UK

 

Advice and Tips

• Always protect your no claims bonus - it may be worth paying a little extra every month to protect your no claims bonus, especially if you have built up over 3 years no claims
• The higher your insurance premium, the more quotes you should get as you are more likely to find a better deal. If you are paying over £1000 a year it is almost certainly worth your time getting 8 to 10 insurance quotes.
• If you are getting quotes for car insurance make sure you are clear about whether you are guaranteed a coutesy car or not. Some insurance companies include it free, others don't guarantee it, and some charge extra. Make sure you ask.
• Think carefully about taking out additional acidental damage cover - insurers will ask if you want it but saying yes could increase your premium by a further 25% when the standard cover may be sufficient for your requirements.

Questions you should ask a potential Insurer

 

Car Insurance Questions

• Do you look for the best deal from a range of insurers of do you work with just one underwriter?
• Does my policy provide 24 hour assistance for claims and support?
• Can I protect my no claims bonus?
• Can I pay for my policy in monthly installments?
• What is the policy excess?
• Does insurance cover start immediately once I have bought my insurance policy?
• Can I add breakdown cover to my insurance?

Information on UK Car Insurance

 

Insurance Online UK - UK website has been set up to offer a wide range of comparable insurance policies in conjunction with our partners to bring you, the customer, a wide choice of UK insurers across a range of UK insurance types which will suit all budgets. We never underestimate the importance of being adequately insured against any eventuality. One of our main recommendations is always to check the exemptions and exclusions of any UK insurance policy to ensure that you are insured against the risks required by yourselves. Also, always check that you are happy with any excess that is in force on your chosen policy. One way of reducing the cost of an insurance policy is with a voluntary insurance excess. Please weigh up if this is the right choice for you. Remember that in the event of a claim you will be required to pay the excess so make sure you get the balance right between the cost of the insurance policy and any excess or other strategies you choose to use to reduce the UK insurance premium.

 

UK Car Insurance Information
Car insurance (sometimes called motor insurance and auto insurance)
Typically Provides cover against traffic accidents and the losses incurred by the car owner and liability cover against  losses incurred by a third party(other vehicle and owner) in the event of an accident. Additionally Uk Car insurance typically provides protection against losses in incurred in the evenmt of car fire and theft.

UK Car Insurance Information Legal requirements
Uk Car insurance is compulsory for those wishing to keep or dive their car on the United kingdoms high roads and byways. UK car insurance became compulsory in 1930 when the UK government passed a law enforcing every UK car owner using the countries roads to have at least third party personal injury cover. UK car insurance today requires at least Third Party Cover this was further amended in UK law by the Road Traffic Act 1988 to also include liability cover for UK Car passengers and damage caused to other persons and or property in the event of an accident. UK Cars kept and driven exclusively on private land are exempt from UK Insurance cover. It is an offence to drive a car or allow another person to drive your car on the road without at least a Third Party UK insurance policy.  The price of UK car insurance can differ from area to area for instance UK car insurance is more expensive for UK Car owners living in Northern Ireland. Car owners having bought a UK Insurance policy are issued a UK insurance certificate Or UK cover note which constitutes legal evidence of UK Vehicle insurance cover. Many Drivers in the UK will pay for their car insurance in a number of installments.

UK Car Insurance Coverage Levels
Uk Vehicle insurance typically can cover the following categories:

• 1st Party insurance (insurance cover for the owner and or driver of the car)
• Vehicle Insurance (insurance cover for the car and its contents.)
• 3rd Party Insurance (insurance cover for liability of damage to another person and or his or her vehicle.)

UK Car Insurance Excess
A number of UK car insurance policies will require an excess payment is made by the policy holder in the event of a claim being made. Excess can take the form of Compulsory Excess (Where the claimant is required to pay the agreed excess in the event of a claim being made). Voluntary Excess which can be agreed by the claimant and insurer to keep the cost of the UK insurance premium lower for the claimant.

Uk No Claims Bonus Schemes
Many UK car insurers offer a sliding scale reduction in the year on year cost of their insurance policy’s to a long standing customer if a claim is not made during the proceeding years.

 

Information on UK General Insurance

 

Insurance Online UK - UK website has been set up to offer a wide range of comparable insurance policies in conjunction with our partners to bring you, the customer, a wide choice of insurers across a range of insurance types which will suit all budgets. We never underestimate the importance of being adequately insured against any eventuality. One of our main recommendations is always to check the exemptions and exclusions of any UK insurance policy to ensure that you are insured against the risks required by yourselves. Also, always check that you are happy with any excess that is in force on your chosen policy. One way of reducing the cost of an insurance policy is with a voluntary insurance excess. Please weigh up if this is the right choice for you. Remember that in the event of a claim you will be required to pay the excess so make sure you get the balance right between the cost of the insurance policy and any excess or other strategies you choose to use to reduce the UK insurance premium.

 

UK Car Insurance by Group

 

UK Car Insurance is grouped into 14 different categorys from Group 1 Car Insurance to Group 14 Car insurance with Group 1 Car insurance representing the most economical Uk car insurance group and Group 14 representing the Highest UK Car INsurance Group.

 

Uk Car Insurance Group Tables below are based upon current information asof May 2008 whilst an effort will be made to keep the tables up to date with the latest changes of certain models in UK insurance tables please double check with your chosen UK Car Insurer for the current Insurance Group position for your Car.

 

UK Car Insurance Group 1 and Group 2 by Make and Model :

UK Car Insurance Group 1	UK Car Insurance Group 2	UK Car Insurance Group 2	UK Car Insurance Group 2
Chevrolet Matiz (05 on)	Austin Mini (85-92)	Renault Grand Modus (08 on)	Toyota Yaris (99-06)
Citroën 2CV6 (81-90)	Chevrolet Matiz (05 on)	Renault 4 (80-86)	Toyota Yaris Hatchback (06 on)
Citroën C1 (05 on)	Citroën C2 (03 on)	Renault Grand Modus (08 on)	Vauxhall Corsa Hatchback (93-00)
Citroën C2 (03 on)	Citroën C3 (02 on)	Renault 4 (80-86)	Vauxhall Corsa Hatchback (00-03)
Fiat 126 Saloon (77-87)	Daewoo Matiz (98-05)	Renault Twingo (07 on)	Vauxhall Corsa Hatchback (03-06)
Fiat 126 Hatchback (87-92)	Daihatsu Cuore (97-03)	Renault Clio (98-01)	Vauxhall Corsa (06 on)
Fiat Seicento (98-04)	Daihatsu Move (97-00)	Renault Clio (01 on)	Vauxhall Agila (00-08)
Fiat Panda (83-95)	Fiat Cinquecento (93-98)	Renault Clio Hatchback (05 on)	Vauxhall Agila (08 on)
Fiat Panda (04 on)	Fiat Seicento (98-04)	Rover Mini Saloon (88-01)	Volkswagen Lupo (99-05)
Peugeot 107 (05 on)	Fiat 500 (08 on)	SEAT Arosa (97-04)	Volkswagen Fox (06 on)
Renault Clio (01 on)	Fiat Panda (04 on)	SEAT Ibiza (93-99)	Volkswagen Polo Hatchback (00-02)
Renault Clio Hatchback (05 on)	Fiat Panda 4x4 (05 on)	SEAT Ibiza (02 on)	Volkswagen Polo Hatchback (02 on)
SEAT Marbella (88-93)	Fiat Uno (83-95)	Skoda Fabia Hatchback (00-07)
Skoda Fabia Hatchback (00-07)	Fiat Grande Punto (06 on)	Skoda Fabia Estate (01-08)
Skoda Fabia Hatchback (07 on)	Ford Ka (96 on)	Skoda Fabia Hatchback (07 on)
Smart Fortwo Coupé (04-07)	Ford Fiesta (77-89)	Skoda Roomster (06 on)
Toyota Aygo (05 on)	Ford Fiesta (02 on)	Smart City Coupé (00-04)
Toyota Yaris Hatchback (06 on)	Hyundai Atoz (98-01)	Smart Fortwo Coupé (04-07)
Vauxhall Corsa Hatchback (93-00)	Kia Picanto (04 on)	Smart Fortwo Coupe (07 on)
Vauxhall Corsa (06 on)	Nissan Micra Hatchback (03 on)	Smart Fortwo Cabriolet (07 on)
Vauxhall Agila (08 on)	Peugeot 206 (98 on)	Suzuki Wagon-R+ (97-00)
Volkswagen Fox (06 on)	Renault Modus (04 on)	Talbot Samba Hatchback (82-86)

 

UK Car Insurance Group 3 by Make and Model :

 

UK Car Insurance Group 3	UK Car Insurance Group 3	UK Car Insurance Group 3	UK Car Insurance Group 3
Aixam	Fiat Seicento (98-04)	Kia Picanto (04 on)	Peugeot 106 (91-03)
Aixam 400 & 500 Hatchback (00 on)	Fiat 500 (08 on)	Kia Rio (01-05)	Peugeot 1007 (05 on)
Aixam 400 & 500 Minivan (04 on)	Fiat Panda (04 on)	Ligier	Peugeot 206 (98 on)
Aixam A751 (05 on)	Fiat Uno (83-95)	Ligier Ambra (01 on)	Peugeot 206 SW (02-07)
Austin	Fiat Punto Hatchback (94-99)	Mazda	Peugeot 207 (06 on)
Austin Metro (81-92)	Fiat Punto Hatchback (99-03)	Mazda 2 (03-07)	Proton
Chevrolet	Fiat Punto Hatchback (03-06)	Mazda 2 (07 on)	Proton Savvy (06 on)
Chevrolet Matiz (05-05)	Fiat Grande Punto (06 on)	Mazda 3 Hatchback (04 on)	Renault
Chevrolet Matiz (05 on)	Fiat Doblo (01 on)	Mazda Demio (98-03)	Renault Modus (04 on)
Chevrolet Kalos (05 on)	Ford	Microcar	Renault 5 (81-87)
Citroën	Ford Ka (96 on)	Microcar Virgo (01 on)	Renault Grand Modus (08 on)
Citroën AX (87-97)	Ford Fiesta (77-89)	Microcar Practic (01 on)	Renault 5 (85-96)
Citroën Saxo (96-03)	Ford Fiesta (02 on)	Mitsubishi	Renault Twingo (07 on)
Citroën C2 (03 on)	Honda	Mitsubishi Colt (04 on)	Renault Clio (91-98)
Citroën C3 (02 on)	Honda Logo (00-01)	Nissan	Renault Clio (98-01)
Daewoo	Honda Jazz (02 on)	Nissan Micra (93-02)	Renault Clio (01 on)
Daewoo Matiz (98-05)	Hyundai	Nissan Micra Hatchback (03 on)	Renault Clio Hatchback (05 on)
Daewoo Kalos (03-05)	Hyundai Atoz (98-01)	Perodua	Renault Megane Hatchback (02-06)
Daihatsu	Hyundai Amica (00-03)	Perodua Nippa (97-02)	Renault Megane Saloon (03-06)
Daihatsu Cuore (97-03)	Hyundai Amica (06 on)	Perodua Kelisa (02 on)	Renault Megane Sport Tourer (03-06)
Fiat	Hyundai Getz (02 on)	Perodua Kenari (00 on)	Renault Megane Saloon (06 on)
Fiat Cinquecento (93-98)	Kia	Peugeot	Renault Megane Tourer (06 on)

 

UK Car Insurance Group 3	UK Car Insurance Group 3	UK Car Insurance Group 3
Rover	Smart Fortwo Cabriolet (04-07)	Vauxhall Agila (00-08)
Rover Mini Saloon (88-01)	Smart Fortwo Coupe (07 on)	Vauxhall Agila (08 on)
Rover 100 Hatchback (94-99)	Smart Fortwo Cabriolet (07 on)	Vauxhall Meriva (03 on)
Rover 200 Hatchback (95-00)	Smart Forfour (04-06)	Volkswagen
Rover 25 (04-05)	Suzuki	Volkswagen Lupo (99-05)
SEAT	Suzuki Alto (97-01)	Volkswagen Polo Hatchback (81-94)
SEAT Arosa (97-04)	Suzuki Swift (92-03)	Volkswagen Polo Hatchback (94-00)
SEAT Ibiza (85-93)	Suzuki Splash (08 on)	Volkswagen Polo Hatchback (00-02)
SEAT Ibiza (93-99)	Suzuki Wagon-R+ (97-00)	Volkswagen Polo Hatchback (02 on)
SEAT Ibiza (99-02)	Suzuki Wagon-R+ (00-08)	Volkswagen Polo Dune (04 on)
SEAT Ibiza (02 on)	Toyota
SEAT Terra Vista (89-93)	Toyota Yaris (99-06)
Skoda	Toyota Yaris Verso (00-06)
Skoda Fabia Hatchback (00-07)	Toyota Yaris Hatchback (06 on)
Skoda Fabia Saloon (01-07)	Toyota Corolla Hatchback (02-07)
Skoda Fabia Estate (01-08)	Vauxhall
Skoda Fabia Hatchback (07 on)	Vauxhall Nova Saloon (83-93)
Skoda Roomster (06 on)	Vauxhall Nova Hatchback (83-94)
Smart	Vauxhall Corsa Hatchback (93-00)
Smart City Coupé (00-04)	Vauxhall Corsa Hatchback (00-03)
Smart City Cabriolet (01-04)	Vauxhall Corsa Hatchback (03-06)
Smart Fortwo Coupé (04-07)	Vauxhall Corsa (06 on)

 

Who Regulates the Insurance Industry?

 

FSA - Financial Services Authority

 

The FSA is an independent non-governmental body who have statutory powers to regulate the financial services industry in the UK. It is financed by the financial services industry and Her Majesty's Treasury appoints the members of it's board. Tel 020 7066 1000 or www.fsa.gov.uk .

 

Major Insurance Organisations

 

ABI - Association of British Insurers

0207 623 9043 or www.abi.org.uk

 

BIBA - British Insurance Brokers Association

0207 623 9043 or www.biba.org.uk

 

IIB - Institute of Insurance Brokers

01933 410003 or www.ib-uk.com